On-chain wallet ยท Coinbase ยท February 2026

Coinbase Agentic Wallets

Wallets purpose-built for agents to hold funds, send payments, swap tokens, and earn yield โ€” without per-action human approval.

Coinbase Agentic Wallets are the first wallet infrastructure built specifically for AI agents. Unlike consumer wallets, they assume the holder is a process, not a person โ€” supporting programmatic key management, granular spend authorities, and on-chain audit trails.

The natural pairing is with MPP's stablecoin rail: an agent with an Agentic Wallet can pay any MPP-enabled service in stablecoins, with no card network in the loop.

Key things to know

Built for processes, not people

No mobile-app sign-in. Programmatic auth. Agents can hold funds and transact 24/7.

Yield + swap built in

An agent's float can earn yield or be swapped between assets without leaving the wallet.

Pairs with MPP stablecoin

Cleanest agent-to-merchant flow available today if both ends speak the protocol.

vs. CardForAgent

Different layers entirely. Agentic Wallets are on-chain; CardForAgent issues fiat-backed VISA cards. Pick on-chain when the merchant accepts crypto or speaks MPP+stablecoin; pick CardForAgent when the agent needs a card that works at any normal e-commerce site.

References

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