Card network program ยท Mastercard ยท April 2025

Mastercard Agent Pay

Mastercard's Agentic Payments Program, anchored on Agentic Tokens โ€” single-purpose digital credentials a consumer can grant to an AI agent.

Mastercard Agent Pay is the Mastercard network's answer to autonomous agent commerce. Agentic Tokens are dynamic, single-purpose digital credentials โ€” issued by the network rather than by an individual provider โ€” that a consumer grants to a specific agent for a specific purpose.

Because they live at the network layer, Agentic Tokens work anywhere Mastercard does.

Key things to know

Network-issued

Not provider-specific. The token authorizes the agent, but settlement runs over standard Mastercard rails.

Pairs with Stripe SPTs

Stripe is rolling SPT support out to Mastercard Agent Pay, so a single SPT can trigger an Agentic Token transaction underneath.

vs. CardForAgent

You don't use Mastercard Agent Pay directly as a developer โ€” you benefit from it because it makes networks more agent-aware. CardForAgent issues VISA cards today; we'll surface Agent Pay support as it becomes available through Stripe Issuing.

References

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